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Essential Requirement
With the NHS in disarray, and with individual responsibility superseding the welfare state, healthcare insurance is no longer seen as a privilege of the few, but has become an essential requirement for each and every one of us. Confronted by long delays, the inability to select a top consultant, and the indignity of large, often overcrowded wards, most people would opt to pay for healthcare insurance..if they could afford it. However, for many people - it is simply too expensive.

Soaring Costs
With the growing expense of medicine, the prohibitive cost of equipment and the spiralling demands of consultants and surgeons, the cost of private healthcare has soared.

Private Medical Insurance
Fuelled by an unchecked system of paying for medical bills on demand, many private medical insurance companies have found it impossible to keep premiums at a reasonable level.

Inflated Costs
Most healthcare companies make individual settlement of accounts with the various medical staff that would be involved in your stay at hospital: the surgeons, anaesthetist and doctors. This massively inflates the cost, because after the event these individuals are often able to dictate their own terms.

Money highway is Different
However, this is where Money Highway and the providers we have chosen differ. The policies we offer have wherever possible negotiated in advance of treatment with one source: the hospital.

Everyting From Family Plans to Full Cover for the Individual
At Money Highway we are able to offer a number of plans to suit all needs and all budgets, from a simple family plan to detailed full cover for the individual, with premiums reflecting the level of cover you have chosen.

Consequences and Benefits
The consequences of not having a plan are obvious, although the benefits of having one are even more so. Even on the most basic of plans, which has been designed as a supplement to enhance the services provided by the NHS, offers more than peace of mind to the patient, as it will allow for the dignity and privacy of a private room, and also provides for treatment at a private hospital if in-patient treatment is not available through the NHS within 6 months of a specialist deciding it is necessary.

Complete Cover
Individuals wishing for complete cover can have a package, which is designed to provide complete peace of mind. This plan provides full cover for the cost of specialist services, hospital treatment and accommodation, out-patient services, physiotherapy, complimentary medicine, private ambulance and home nursing. Further to this there are generous allowances for hormone replacement therapy and psychiatric treatment, as well as dental care and living care designed to meet the costs of providing care should the client suffer a serious disability or accident.

Comprehensive Planning
We are also able to offer a mid range plan for those individuals who would like a more comprehensive health insurance cover than the first plan, but cannot afford the premiums of the total care package.