Are you properly prepared for retirement?

Will you be financially secure?

Do you believe that planning for retirement is something you can put off until tomorrow?

People are living longer, mortality rates are rapidly rising, which in turn puts a huge burden and expense on the Government to support the public in retirement.

With the advent of Stakeholder and new rules surrounding employers and Group Personal Pensions the Government is increasingly putting the emphasis on you and your employer to provide you with an income in retirement. At Money Highway we believe that this emphasis will gradually increase until the point comes where the state no longer supports its retired citizens.

Pension Plans still remain as one of the most tax efficient investment vehicles available for the large majority of UK citizens. The advent of Stakeholder pensions has resulted in Pensions becoming far more accessible for most UK citizens. It enables the public to invest in what essentially is a Personal Pension Plan with lower annual management charges. However, due to the lower Annual Management Charges, most pension providers do limit the number of funds available to invest your money into.

The Government intended to simplify pensions to enable the public to be able to make educated choices as to how they should plan for retirement. Unfortunately with all the new rules and regulations they have achieved the opposite. As a client of Money Highway you have the benefit of Independent Financial Advice, let us do the hard work for you and find the right pension product, provider and funds that most suit your needs so you can sit back and look forward to a more secure future.

With income tax relief still available Pension Plans remain a good tool for tax planning and an excellent way to reduce the amount of Income Tax both employed and self employed people pay. Whether its advice on Stakeholder Pensions, Group Personal Pensions, Executive Pension Plans, AVC plans, Pension Transfers, SIPP's, SSAS's or Occupational Pension Schemes you require, please contact one of our advisers and we will be happy to help you.

Remember the earlier you start planning for retirement the easier it becomes and the earlier you can retire. Don't leave it too late!

Apply Online or speak to a Pensions Advisor