Platform Home Loans was originally established in 1989. In February 2001 it was acquired by Britannia Building Society. Platform the intermediary lender of Britannia Building Society was launched in February 2003 from the merger of Platform Home Loans and Verso both Britannia subsidiaries.
Platform Home Loans the holding company of Platform, entered the non-conforming market in It has one product range that includes a full range from prime to non-conforming lending including Buy to Let and Self-Certification. This means that Platform can meet the needs of a wide variety of borrowers, whatever their aims and circumstances. Each case is handled by one team so from application through to completion the intermediary will have one dedicated point of contact with people trained in Platform's unique approach to cascade underwriting. Platform helps its intermediary customers find the right mortgage from its one product range with just one application. If a case fails from a credit perspective, the mortgage application can be moved down the credit scale, and offered on our non conforming range of products.
A member of the Council of Mortgage Lenders, today, Platform has originated over 50,000 mortgages worth over £4bn of mortgage business.
Platform is on the mortgage panel of a number of major insurance companies, broker networks and estate agency chains and distributes its products through mortgage advisers who must be authorised by the FSA either directly or via a principle, hold a current Consumer Credit Licence and have Professional Indemnity Insurance. Platform is also an associate member of the Association of Mortgage Intermediaries.
Platform won the following awards:
- Pink Home Loans Service Award for Best Sub-Prime Service Provider, 2004
- Home Buyer & Mortgage Advisor Award for Best Intermediary Lender, 2004
- Mortgage Magazine 'Highly Commended' award for Best Intermediary Lender, 2004
- Mortgage Strategy Magazine award for Specialist Lender of the Year, 2004
- Moneyfacts award for Best Self-Certification Mortgage Provider 2003
- Your Mortgage magazine's Best Non-Standard Lender of the Year 2003 and Highly Commended Intermediary Lender of the Year 2003
Platform Home Loans won the following awards:
- Your Mortgage magazine's Best Non Standard Mortgage Lender of the Year, 1998, 1999, 2000, 2001, 2002
- Mortgage Introducer award for best non-conforming lender, 2002
- Moneywise magazine's Best Non Standard Lender, 2000
- Financial Adviser Service Awards, 4 Star Award for service excellence, 1999
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